1. Our Compliance Commitment

A.I. Reports seeks to conduct its business in accordance with applicable laws and regulations, including relevant sanctions, trade restrictions, financial crime requirements and other legal obligations.

We will not knowingly provide services where doing so would cause A.I. Reports to breach applicable law or expose the business to an unacceptable legal, regulatory, security or compliance risk.

2. UK Sanctions

As a UK-based business, A.I. Reports is subject to applicable United Kingdom sanctions laws and regulations.

These requirements may apply to individuals, businesses, organisations, countries, territories, sectors, activities, goods or services.

A.I. Reports may therefore conduct appropriate checks against current sanctions information, including the UK Sanctions List and applicable sanctions regimes.

3. Restricted Persons and Organisations

A.I. Reports will not knowingly provide services to a person or organisation where doing so is prohibited by applicable sanctions or other legal restrictions.

This may include persons or organisations that are:

• subject to applicable asset freezes or other sanctions;
• owned or controlled by a sanctioned person where applicable law restricts the relationship;
• acting on behalf of or for the benefit of a sanctioned person;
• involved in attempts to evade or circumvent applicable sanctions; or
• otherwise subject to restrictions that make the provision of A.I. Reports services unlawful.

4. Restricted Countries and Territories

A.I. Reports does not operate a permanent public list of prohibited countries because sanctions and other restrictions can change over time and may apply differently depending on the individual, organisation, sector, service or transaction involved.

We may restrict or prevent access from particular countries or territories where required by law or where we reasonably determine that providing the service creates an unacceptable compliance, security or operational risk.

5. Conflict-Affected and High-Risk Territories

In addition to legally mandated restrictions, A.I. Reports may choose to restrict the availability of its services in conflict-affected, politically unstable or otherwise high-risk territories.

Such restrictions may be introduced where we reasonably consider that providing services could create significant risks relating to security, human rights, sanctions circumvention, fraud, corruption, misuse of the platform or the safety and integrity of our operations.

A restriction imposed under this section does not necessarily mean that providing services in the relevant territory would be unlawful. A.I. Reports may adopt standards that are more cautious than the minimum legal requirement.

6. Prohibited Uses

A.I. Reports must not be used, directly or indirectly, for activities intended to:

• breach or circumvent applicable sanctions or trade restrictions;
• conceal the identity of a sanctioned or restricted party;
• facilitate transactions prohibited by applicable law;
• support unlawful military, weapons or prohibited end-use activities;
• facilitate terrorism, serious organised crime, fraud or money laundering;
• evade legal restrictions through intermediaries, agents or associated entities;
• misrepresent the true location, ownership or control of a customer; or
• otherwise use A.I. Reports in connection with unlawful activity.

7. Customer Responsibilities

Customers are responsible for ensuring that their use of A.I. Reports is lawful in the jurisdiction in which they operate.

You must not use A.I. Reports where you know, or reasonably should know, that your use would breach applicable sanctions, trade restrictions or other legal requirements.

You must provide accurate information if A.I. Reports requests information reasonably required for compliance purposes.

8. Compliance Checks and Due Diligence

A.I. Reports may conduct proportionate compliance checks before or during a customer relationship where we consider this reasonably necessary.

Depending on the circumstances, we may request information relating to:

• the identity of an individual or organisation;
• business ownership or control;
• the country or territory from which the service is being accessed;
• the intended use of A.I. Reports;
• the nature of the customer’s business activities; or
• other information reasonably required to assess legal or compliance risk.

The level of checking performed may vary depending on the customer, transaction, location and level of identified risk.

9. Suspicious or Incomplete Information

We may delay, refuse or suspend access where information provided by a customer appears inaccurate, incomplete, misleading or inconsistent with information reasonably available to us.

We may also take additional steps where we identify circumstances suggesting possible sanctions circumvention, fraud, unlawful activity or other material compliance concerns.

10. Refusal, Suspension and Termination

A.I. Reports reserves the right to refuse, suspend, restrict or terminate access to its services where we reasonably believe this is necessary to:

• comply with applicable law or sanctions;
• respond to a lawful request from a competent authority;
• protect A.I. Reports from material legal or regulatory risk;
• prevent suspected sanctions circumvention or unlawful activity;
• protect the security or integrity of our systems; or
• apply our reasonable ethical or risk-management standards.

Where legally permitted and reasonably practicable, we may provide an explanation for such action. However, there may be circumstances where legal or regulatory restrictions prevent us from providing further details.

11. Payments and Transactions

Payments associated with A.I. Reports services may also be subject to compliance checks performed by banks, payment processors or other financial service providers.

A payment may therefore be declined, delayed, blocked or returned where a financial institution or payment provider identifies a sanctions, fraud, compliance or regulatory concern.

A.I. Reports cannot guarantee that a third-party payment provider will approve any particular transaction.

12. Sanctions Licences and Exceptions

Certain activities that would otherwise be restricted may in some circumstances be permitted under a statutory exception or an appropriate licence issued by a competent authority.

A.I. Reports is not required to accept a customer or transaction merely because a licence or exception may potentially be available.

We may require appropriate evidence before considering whether services can lawfully and safely be provided.

13. Circumvention

Customers must not attempt to bypass A.I. Reports restrictions through the use of intermediaries, alternative accounts, false information, concealed ownership structures or other arrangements designed to disguise the true beneficiary, location or purpose of the service.

Suspected attempts to circumvent restrictions may result in immediate suspension or termination of access.

14. Changes in Sanctions and Legal Requirements

Sanctions regimes, restricted parties and other regulatory requirements can change at short notice.

A customer who is eligible to use A.I. Reports at one point in time may subsequently become subject to restrictions because of a change in law, sanctions status, ownership, location or other relevant circumstances.

We may therefore reassess eligibility and take appropriate action where circumstances change.

15. Ethical and Responsible Business Decisions

Legal compliance represents the minimum standard applied by A.I. Reports. We may also decline to provide services where we reasonably consider that doing so would be inconsistent with our ethical standards, responsible business principles or commitment to preventing harmful misuse of our technology.

Such decisions may be made on a case-by-case basis and do not necessarily indicate that the customer or proposed activity is unlawful.

16. Reporting Compliance Concerns

If you become aware of suspected misuse of A.I. Reports involving sanctions, restricted parties or unlawful activity, you may contact us using the details below.

We may investigate credible compliance concerns and, where appropriate, cooperate with relevant authorities in accordance with applicable law.

17. No Guarantee of Eligibility

Registration, access to a free tool, commencement of a trial or submission of payment does not create an unconditional right to use A.I. Reports.

Access remains subject to these Terms, applicable law and any reasonable compliance checks or restrictions that may be required.

18. Changes to This Policy

We may update this Policy where necessary to reflect changes in sanctions, applicable law, regulatory guidance, our services or our compliance and risk-management procedures.

The latest version will be published on this page together with the date it was last updated.

19. Contact Us

Questions relating to this Policy or compliance matters may be directed to:

A.I. Reports
Website: ai-reports.co.uk
Email: support@ai-reports.co.uk